CareNavIQ

All procedures

Annual physical (new patient 18-39)

Initial new patient preventive medicine evaluation (18-39 years)

Evaluation & Management ServicesCPT 99385

Commercial insurance: Rate negotiated with a private insurer or employer plan, including exchange and public-option plans.

All hospitals we cover so far are in Washington; other states will appear here to compare as we add them.

Price estimate: Commercial insurance

Typical Commercial insurance rate$228middle of 21 hospitals
Lowest hospital$142
Highest hospital$388
Typical cash price$17314 hospitals

Each hospital’s figure is the median of the rates it lists. This is what hospitals published, not a quote: your cost depends on your plan and deductible.

Estimate what you’d pay

Enter your plan’s numbers to turn each hospital’s Commercial insurance rate into your share. Nothing you enter leaves your browser. You’ll find these numbers in your insurer’s app or on your plan summary.

$0 if you’ve met it.
Your share after the deductible.
Caps what you pay in a year.

Lowest estimate: $142 at BHC Fairfax Hospital.

  1. BHC Fairfax Hospital · Kirkland
    $142you’d pay, of a $142 rate
    See the math
    Hospital’s Commercial insurance rate (median)
    $142
    Toward your deductible
    $142
    Your coinsurance (20% of $0.00)
    $0.00
    You’d pay
    $142
    Your plan would pay
    $0.00
  2. MultiCare Auburn Medical Center · Auburn
    $145you’d pay, of a $145 rate
    See the math
    Hospital’s Commercial insurance rate (median)
    $145
    Toward your deductible
    $145
    Your coinsurance (20% of $0.00)
    $0.00
    You’d pay
    $145
    Your plan would pay
    $0.00
  3. MultiCare Covington Medical Center · Covington
    $145you’d pay, of a $145 rate
    See the math
    Hospital’s Commercial insurance rate (median)
    $145
    Toward your deductible
    $145
    Your coinsurance (20% of $0.00)
    $0.00
    You’d pay
    $145
    Your plan would pay
    $0.00
  4. Tacoma General Allenmore Hospital · Tacoma
    $145you’d pay, of a $145 rate
    See the math
    Hospital’s Commercial insurance rate (median)
    $145
    Toward your deductible
    $145
    Your coinsurance (20% of $0.00)
    $0.00
    You’d pay
    $145
    Your plan would pay
    $0.00
  5. Kadlec Regional Medical Center · Richland
    $161you’d pay, of a $161 rate
    See the math
    Hospital’s Commercial insurance rate (median)
    $161
    Toward your deductible
    $161
    Your coinsurance (20% of $0.00)
    $0.00
    You’d pay
    $161
    Your plan would pay
    $0.00
  6. Capital Medical Center · Olympia
    $166you’d pay, of a $166 rate
    See the math
    Hospital’s Commercial insurance rate (median)
    $166
    Toward your deductible
    $166
    Your coinsurance (20% of $0.00)
    $0.00
    You’d pay
    $166
    Your plan would pay
    $0.00
  7. Yakima Valley Memorial · Yakima
    $193you’d pay, of a $193 rate
    See the math
    Hospital’s Commercial insurance rate (median)
    $193
    Toward your deductible
    $193
    Your coinsurance (20% of $0.00)
    $0.00
    You’d pay
    $193
    Your plan would pay
    $0.00
  8. Island Hospital · Anacortes
    $194you’d pay, of a $194 rate
    See the math
    Hospital’s Commercial insurance rate (median)
    $194
    Toward your deductible
    $194
    Your coinsurance (20% of $0.00)
    $0.00
    You’d pay
    $194
    Your plan would pay
    $0.00

A rough estimate, not a quote. It leaves out copays, separate bills (such as the doctor or anesthesia), and whether a hospital is in your plan’s network. Your insurer can tell you your real cost.

Compare hospitals

25 hospitals with a Commercial insurance rate, cash price or list price; 21 of them list Commercial insurance rates. Lowest Commercial insurance rate first.

HospitalQuality (CMS)Commercial insurance rate (median)Cash priceList price (before discounts)
BHC Fairfax HospitalKirkland, WA(425) 821-2000Not rated by CMS$1422 prices, $120 – $163$251$251
MultiCare Auburn Medical CenterAuburn, WA(253) 833-7711 2 of 5$1455 prices, $141 – $161Not publishedNot published
MultiCare Covington Medical CenterCovington, WA(253) 372-7400 3 of 5$1455 prices, $141 – $161Not publishedNot published
Tacoma General Allenmore HospitalTacoma, WA(253) 403-1000 2 of 5$1455 prices, $141 – $161Not publishedNot published
Kadlec Regional Medical CenterRichland, WA(509) 946-4611 4 of 5$161Not publishedNot published
Capital Medical CenterOlympia, WA(360) 956-2550 3 of 5$1665 prices, $150 – $193Not publishedNot published
Yakima Valley MemorialYakima, WA(509) 575-8000 1 of 5$1935 prices, $167 – $193Not publishedNot published
Island HospitalAnacortes, WA(360) 299-1300 4 of 5$19413 prices, $18.24 – $217$228$228
Virginia Mason Medical CenterSeattle, WA(206) 223-6600 5 of 5$2228 prices, $3.81 – $462Not publishedNot published
St Elizabeth HospitalEnumclaw, WA(360) 825-2505 5 of 5$22426 prices, $101 – $934$1544 prices, $107 – $200$4354 prices, $304 – $566
St Anthony HospitalGig Harbor, WA(253) 530-2050 5 of 5$22814 prices, $161 – $934$1324 prices, $92.51 – $172$4354 prices, $304 – $566
St Clare HospitalLakewood, WA(253) 588-1711 4 of 5$22814 prices, $161 – $934$1254 prices, $87.67 – $163$4354 prices, $304 – $566
St Francis Community HospitalFederal Way, WA(253) 944-8100 4 of 5$22814 prices, $161 – $934$1374 prices, $95.45 – $178$4354 prices, $304 – $566
St Joseph Medical CenterTacoma, WA(253) 627-4101 3 of 5$22814 prices, $161 – $934$1444 prices, $101 – $187$4354 prices, $304 – $566
MultiCare Valley HospitalSpokane Valley, WA(509) 924-6650 5 of 5$232Not publishedNot published
Highline Medical CenterBurien, WA(206) 431-5237 4 of 5$24322 prices, $131 – $743$1334 prices, $92.88 – $173$4354 prices, $304 – $566
Cascade Medical CenterLeavenworth, WA(509) 548-5815Not rated by CMS$2542 prices, $177 – $331$422$528
St Michael Medical CenterSilverdale, WA(360) 377-3911 4 of 5$27442 prices, $161 – $509$1924 prices, $134 – $250$4354 prices, $304 – $566
Overlake Hospital Medical Center & ClinicsBellevue, WA(425) 688-5000 2 of 5$351Not publishedNot published
Mary Bridge Children's HospitalTacoma, WA(253) 403-1400Not rated by CMS$383Not publishedNot published
Olympic Medical CenterPort Angeles, WA(360) 417-7000 3 of 5$3886 prices, $234 – $419$335$419
Providence St Mary Medical CenterWalla Walla, WA(509) 522-5900 3 of 5Not publishedNot published$1.00
Swedish Edmonds HospitalEdmonds, WA(425) 640-4000 3 of 5Not published$70.08$146
Three Rivers HospitalBrewster, WA(509) 689-2517Not rated by CMSNot published$264$264
WhidbeyHealth Medical CenterCoupeville, WA(360) 678-5151 2 of 5Not published$2752 prices, $249 – $301$2752 prices, $249 – $301

Reading these prices

  • A hospital can list several rates for the same procedure (different plans, settings or billing lines), so we show the median and the range. Open a hospital to see every rate with its payer and plan.
  • A very low rate can be one line item (for example, a supply charge), not the whole procedure.
  • Not published means the hospital’s own price file has no price of that kind for this service (some list insurer rates but leave the cash or list price blank). If you’re uninsured or paying yourself, ask the hospital for a Good Faith Estimate; federal law (No Surprises Act) requires one when you schedule or ask.

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