CareNavIQ

All procedures

Annual physical (new patient 40-64)

Initial new patient preventive medicine evaluation (40-64 years)

Evaluation & Management ServicesCPT 99386

Commercial insurance: Rate negotiated with a private insurer or employer plan, including exchange and public-option plans.

All hospitals we cover so far are in Washington; other states will appear here to compare as we add them.

Price estimate: Commercial insurance

Typical Commercial insurance rate$228middle of 22 hospitals
Lowest hospital$152
Highest hospital$441
Typical cash price$21315 hospitals

Each hospital’s figure is the median of the rates it lists. This is what hospitals published, not a quote: your cost depends on your plan and deductible.

Estimate what you’d pay

Enter your plan’s numbers to turn each hospital’s Commercial insurance rate into your share. Nothing you enter leaves your browser. You’ll find these numbers in your insurer’s app or on your plan summary.

$0 if you’ve met it.
Your share after the deductible.
Caps what you pay in a year.

Lowest estimate: $152 at BHC Fairfax Hospital.

  1. BHC Fairfax Hospital · Kirkland
    $152you’d pay, of a $152 rate
    See the math
    Hospital’s Commercial insurance rate (median)
    $152
    Toward your deductible
    $152
    Your coinsurance (20% of $0.00)
    $0.00
    You’d pay
    $152
    Your plan would pay
    $0.00
  2. MultiCare Auburn Medical Center · Auburn
    $167you’d pay, of a $167 rate
    See the math
    Hospital’s Commercial insurance rate (median)
    $167
    Toward your deductible
    $167
    Your coinsurance (20% of $0.00)
    $0.00
    You’d pay
    $167
    Your plan would pay
    $0.00
  3. MultiCare Covington Medical Center · Covington
    $167you’d pay, of a $167 rate
    See the math
    Hospital’s Commercial insurance rate (median)
    $167
    Toward your deductible
    $167
    Your coinsurance (20% of $0.00)
    $0.00
    You’d pay
    $167
    Your plan would pay
    $0.00
  4. Tacoma General Allenmore Hospital · Tacoma
    $167you’d pay, of a $167 rate
    See the math
    Hospital’s Commercial insurance rate (median)
    $167
    Toward your deductible
    $167
    Your coinsurance (20% of $0.00)
    $0.00
    You’d pay
    $167
    Your plan would pay
    $0.00
  5. Capital Medical Center · Olympia
    $192you’d pay, of a $192 rate
    See the math
    Hospital’s Commercial insurance rate (median)
    $192
    Toward your deductible
    $192
    Your coinsurance (20% of $0.00)
    $0.00
    You’d pay
    $192
    Your plan would pay
    $0.00
  6. Island Hospital · Anacortes
    $194you’d pay, of a $194 rate
    See the math
    Hospital’s Commercial insurance rate (median)
    $194
    Toward your deductible
    $194
    Your coinsurance (20% of $0.00)
    $0.00
    You’d pay
    $194
    Your plan would pay
    $0.00
  7. Kadlec Regional Medical Center · Richland
    $195you’d pay, of a $195 rate
    See the math
    Hospital’s Commercial insurance rate (median)
    $195
    Toward your deductible
    $195
    Your coinsurance (20% of $0.00)
    $0.00
    You’d pay
    $195
    Your plan would pay
    $0.00
  8. Yakima Valley Memorial · Yakima
    $223you’d pay, of a $223 rate
    See the math
    Hospital’s Commercial insurance rate (median)
    $223
    Toward your deductible
    $223
    Your coinsurance (20% of $0.00)
    $0.00
    You’d pay
    $223
    Your plan would pay
    $0.00

A rough estimate, not a quote. It leaves out copays, separate bills (such as the doctor or anesthesia), and whether a hospital is in your plan’s network. Your insurer can tell you your real cost.

Compare hospitals

26 hospitals with a Commercial insurance rate, cash price or list price; 22 of them list Commercial insurance rates. Lowest Commercial insurance rate first.

HospitalQuality (CMS)Commercial insurance rate (median)Cash priceList price (before discounts)
BHC Fairfax HospitalKirkland, WA(425) 821-2000Not rated by CMS$1522 prices, $112 – $192$296$296
MultiCare Auburn Medical CenterAuburn, WA(253) 833-7711 2 of 5$1675 prices, $162 – $186Not publishedNot published
MultiCare Covington Medical CenterCovington, WA(253) 372-7400 3 of 5$1675 prices, $162 – $186Not publishedNot published
Tacoma General Allenmore HospitalTacoma, WA(253) 403-1000 2 of 5$1675 prices, $162 – $186Not publishedNot published
Capital Medical CenterOlympia, WA(360) 956-2550 3 of 5$1925 prices, $172 – $223Not publishedNot published
Island HospitalAnacortes, WA(360) 299-1300 4 of 5$19426 prices, $18.24 – $250$2462 prices, $228 – $263$2462 prices, $228 – $263
Kadlec Regional Medical CenterRichland, WA(509) 946-4611 4 of 5$195Not publishedNot published
Yakima Valley MemorialYakima, WA(509) 575-8000 1 of 5$2235 prices, $193 – $223Not publishedNot published
St Anthony HospitalGig Harbor, WA(253) 530-2050 5 of 5$22814 prices, $182 – $1,134$1474 prices, $92.51 – $201$4824 prices, $304 – $660
St Clare HospitalLakewood, WA(253) 588-1711 4 of 5$22814 prices, $182 – $1,134$1394 prices, $87.67 – $190$4824 prices, $304 – $660
St Francis Community HospitalFederal Way, WA(253) 944-8100 4 of 5$22814 prices, $182 – $1,134$1514 prices, $95.45 – $207$4824 prices, $304 – $660
St Joseph Medical CenterTacoma, WA(253) 627-4101 3 of 5$22814 prices, $182 – $1,134$1604 prices, $101 – $219$4824 prices, $304 – $660
St Elizabeth HospitalEnumclaw, WA(360) 825-2505 5 of 5$22826 prices, $101 – $1,134$1704 prices, $107 – $233$4824 prices, $304 – $660
MultiCare Valley HospitalSpokane Valley, WA(509) 924-6650 5 of 5$267Not publishedNot published
Virginia Mason Medical CenterSeattle, WA(206) 223-6600 5 of 5$2698 prices, $4.41 – $562Not publishedNot published
Highline Medical CenterBurien, WA(206) 431-5237 4 of 5$27422 prices, $131 – $902$1474 prices, $92.88 – $202$4824 prices, $304 – $660
St Michael Medical CenterSilverdale, WA(360) 377-3911 4 of 5$27442 prices, $186 – $594$2134 prices, $134 – $291$4824 prices, $304 – $660
Cascade Medical CenterLeavenworth, WA(509) 548-5815Not rated by CMS$2782 prices, $205 – $352$449$561
EvergreenHealth Medical CenterKirkland, WA(425) 899-1000 5 of 5$29712 prices, $112 – $497$279$349
Olympic Medical CenterPort Angeles, WA(360) 417-7000 3 of 5$4206 prices, $254 – $454$363$454
Overlake Hospital Medical Center & ClinicsBellevue, WA(425) 688-5000 2 of 5$427Not publishedNot published
Mary Bridge Children's HospitalTacoma, WA(253) 403-1400Not rated by CMS$441Not publishedNot published
Providence St Mary Medical CenterWalla Walla, WA(509) 522-5900 3 of 5Not publishedNot published$1.00
Swedish Edmonds HospitalEdmonds, WA(425) 640-4000 3 of 5Not published$79.68$166
Three Rivers HospitalBrewster, WA(509) 689-2517Not rated by CMSNot published$406$406
WhidbeyHealth Medical CenterCoupeville, WA(360) 678-5151 2 of 5Not published$3202 prices, $289 – $350$3202 prices, $289 – $350

Reading these prices

  • A hospital can list several rates for the same procedure (different plans, settings or billing lines), so we show the median and the range. Open a hospital to see every rate with its payer and plan.
  • A very low rate can be one line item (for example, a supply charge), not the whole procedure.
  • Not published means the hospital’s own price file has no price of that kind for this service (some list insurer rates but leave the cash or list price blank). If you’re uninsured or paying yourself, ask the hospital for a Good Faith Estimate; federal law (No Surprises Act) requires one when you schedule or ask.

See a price that looks wrong? Tell us about it.