CareNavIQ

All procedures › Chest MRI with and without contrast

Island Hospital

AnacortesSkagit CountyAcute Care Hospitals

Chest MRI with and without contrast

Quality: 4 of 5 (CMS overall rating)Earliest available date: call (360) 299-1300

What you may pay

With insurance from an employer or private plan
$540 to $2,324Depends on your plan. Each plan’s price at this hospital:
  • Kaiser $540 Lower than typical
  • Regence $660 Lower than typical
  • Multiplan $2,079 Higher than typical
  • Aetna $2,324 Higher than typical
The 2 lowest and 2 highest of 17 plans. Find yours in the table below.Typical at 38 hospitals we cover: $1,061 to $1,597 (each hospital’s middle plan price, hospital’s fee). Don’t see your plan? Ask your insurer for its rate here.
Paying yourself (cash price)
$2,446 TypicalTypical hospital’s fee at 38 hospitals we cover: $2,035 to $3,442.

These are prices the hospital published, not a quote. With insurance you usually pay part of the rate (your deductible and coinsurance); the estimator on the procedure page works it out. A higher price does not mean better care.

Doctors usually bill separately. At most hospitals these are the hospital’s own charges. The surgeon, radiologist, anesthesiologist or pathologist usually sends a separate bill: ask each of them for an estimate too.

Source: Island Hospital’s own price file. CareNavIQ last refreshed prices on 2026-11-05.

Next step: ask the hospital for a Good Faith Estimate for this procedure (phone number above).

Bills to expect

A procedure usually brings several bills, each from whoever did that part of your care. Here is what to expect, with what Traditional Medicare allows for each doctor’s part in this area (Washington outside King County) and an estimate for private plans.

BillWho sends itHow likelyStatusTraditional Medicare allowsPrivate plans (estimate)
Hospital's feeThe scan: equipment, technologist and contrast dyeThe hospitalExpectedPublished by the hospital: the prices above——
RadiologistReading the scan and writing the reportThe radiology groupExpectedBilled separately; amount estimated$105$124 to $188
Ordering doctor's visitThe visit where the MRI is ordered or the results are explainedYour doctorPossibleBilled separately; not priced——

What you’d pay for these bills

Adds up your share of the hospital’s bill and the expected doctors’ bills above (not the possible ones). What you type stays in your browser.

Your coverage

Your plan’s summary of benefits says how it charges for each kind of care. Leave these as they are if it uses the deductible and coinsurance.

The hospital's bill
The bill from the doctor doing the procedure

You pay about $133 to $146 of about $664 to $728 billed to your plan.

Your share of the hospital's bill is about $108; the rest is your share of the doctors' bills. The doctors' bills are estimates. Enter your out-of-pocket maximum to see whether you'd reach it. Assumes everyone is in your network.

How each bill comes to you

Each provider sends a claim to your plan. It applies its allowed amount, then your deductible, copay and coinsurance, and sends you an Explanation of Benefits. Then the provider bills you the “You owe” line. Bills are in the order your plan is assumed to process them, the hospital first. The doctors' bills are estimates.

Show the bills at
  1. Hospital's feeSent by the hospital
    The provider's charge
    $2,446
    Insurance adjustmentWritten off by the provider: you don't owe it.
    −$1,906
    Allowed amountWhat the insurer counts for this bill.
    $540
    Your plan pays
    $432
    Your coinsurance
    $108
    You oweThe provider bills you this after the insurer pays.
    $108
  2. RadiologistSent by the radiology group
    The provider's chargeDoctors don't publish their charges; in network it doesn't change what you owe.
    Not published
    Allowed amountWhat the insurer counts for this bill.
    $124
    Your plan pays
    $99.29
    Your coinsurance
    $24.82
    You oweThe provider bills you this after the insurer pays.
    $24.82
All bills: allowed amounts
$664
Your plan pays
$531
You owe in all
$133
Who owes what, and when you might owe more
  • The insurance adjustment Written off

    An in-network provider agrees to accept your plan's allowed amount. The difference between its charge and that amount is written off: you don't owe it, and it shouldn't appear on your bill.

  • Deductible You pay

    What you pay each year before your plan starts sharing costs. It is applied to bills in the order your plan processes them, so the first bill can take all of it.

  • Copay You pay

    A fixed amount for a kind of care, such as a hospital stay or a surgeon's visit. Your plan's summary of benefits says whether it applies before or after the deductible, and whether a stay's copay is per day.

  • Coinsurance You pay

    Your percentage of the allowed amount after the deductible, such as 20%.

  • Out-of-pocket maximum Your plan pays

    Once your deductible, copays and coinsurance for the year reach it, your plan pays 100% of covered in-network care for the rest of the plan year.

  • Each provider bills separately You pay

    The hospital, surgeon, anesthesia group, radiologist and pathologist each send their own claim and their own bill. All of them count toward the same deductible and yearly maximum.

  • Out of network and surprise bills It depends

    A provider outside your plan's network can bill you the difference between its charge and what your plan pays (a balance bill). It can't for emergency care, or when anesthesia, radiology, pathology, an assistant surgeon or a hospital doctor treats you at an in-network hospital: under federal law (the No Surprises Act) and, for Washington-regulated plans and self-funded plans that opt in, RCW 48.49, those groups cannot balance bill you. Your deductible and coinsurance still apply, at in-network amounts.

  • Not covered, or no prior authorization It depends

    If your plan decides a service isn't covered, or it needed prior authorization that wasn't approved, the plan pays nothing for it and the provider may bill you. Ask the provider to get prior authorization before your care. If an in-network provider didn't get it, the provider's contract may stop it billing you: ask your plan before you pay.

  • A second insurance It depends

    If you have a second plan, the first plan pays first and the second may then pay some or all of your share. These estimates use one plan only.

  • Wait for the Explanation of Benefits You pay

    After each claim your insurer sends an Explanation of Benefits (EOB) with the allowed amount, what it paid and what you may owe. It is not a bill. Pay a provider's bill only when it matches the EOB's “you may owe” amount, and ask the provider or insurer about any difference.

  • Help from the hospital It depends

    Washington hospitals must give free or discounted care based on income, including deductibles and coinsurance for insured patients: free up to 200% or 300% of the federal poverty level depending on the hospital, with discounts above that (RCW 70.170). You can apply after you get a bill. It covers the hospital's bill; doctor groups that bill separately have their own policies.

  • If you pay yourself instead You pay

    You can choose not to use your insurance and pay the cash price; then nothing counts toward your deductible. Ask each provider for a Good Faith Estimate. If a bill is $400 or more above it, you can dispute it within 120 days.

Get it confirmed before your care

The hospital, each doctor’s group and your insurer can each confirm their part in writing. Here is a request for each one, ready to send from your own email, and what to say if you’d rather call. Nothing you do here is saved.

Coming: CareNavIQ will be able to send these for you, follow up, and tell you when everything is confirmed, with your permission.

How you’ll pay

Island Hospital

The largest bill.

Request to send

Subject: Estimate request: chest mri with and without contrast at Island Hospital

Hello,

I am planning a chest mri with and without contrast (billing code CPT 71552) at Island Hospital.

Under Washington law (RCW 70.01.030), I am asking for a written estimate of the hospital's charges, with the billing codes you plan to use.

Name: [YOUR NAME]
Date of birth: [DATE OF BIRTH]
Insurance: [PLAN NAME], member ID [MEMBER ID]
Planned date: [DATE, IF KNOWN]

Thank you.

Replace the words in [brackets] with your details before you send it.

Open in my email

If you call. Call (360) 299-1300 and ask for the price estimate or patient financial services line. Say: "I'd like a written estimate for my chest mri with and without contrast."

0 of 3 sent. Washington law gives you the right to these estimates but sets no deadline: if you haven't heard back in five business days, send it again or call.

How these are worked out. Medicare amounts are CMS’s 2026 physician fee schedule for this area, at the rate for care in a hospital. Private-plan estimates are 118% to 179% of Medicare for doctors (the range across 19 studies in KFF’s review of what private insurers pay) and 3 to 5 times Medicare for anesthesia (a published industry estimate). Anesthesia is paid by the minute, so its range assumes the time shown. Medicare pays an assistant at surgery 13.6% to 16% of the surgeon’s fee. Where we have your insurer’s own published rates for the doctors here (below), the estimator uses those for that insurer’s employer plans instead. Your plan’s own rates may be outside these ranges: ask each office for an estimate, and for its network status. At an in-network hospital, the anesthesia, radiology, pathology and assistant groups can’t charge you more than your in-network cost share, even if they are out of network (No Surprises Act).

92 published prices, grouped by who each price applies to.

Cash price 2 prices

The hospital's discounted price for patients paying without insurance.

PricePart of the billHospital’s descriptionHow it’s setSettingSource date
$2,446Hospital’s feeCHEST W/WO CONTRAST—Inpatient or outpatient—
$2,446Hospital’s feeMRI CHEST W/O & W/DYE—Inpatient or outpatient—

List price (before discounts) 2 prices

The hospital's full chargemaster price. Few patients pay this amount.

PricePart of the billHospital’s descriptionHow it’s setSettingSource date
$2,446Hospital’s feeMRI CHEST W/O & W/DYE—Inpatient or outpatient—
$2,446Hospital’s feeCHEST W/WO CONTRAST—Inpatient or outpatient—

Commercial insurance 48 prices

Rate negotiated with a private insurer or employer plan, including exchange and public-option plans.

PayerPlanPricePart of the billHospital’s descriptionHow it’s setSettingSource date
AetnaCommercial$2,324Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
AetnaCommercial$2,324Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
CignaCommercial$1,957Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
CignaCommercial$1,957Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
Coordinated CareAmbetter$749Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
Coordinated CareAmbetter$749Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
Coordinated CareCOCARE Ambetter Cascade$666Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
Coordinated CareCOCARE Ambetter Cascade$666Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
Coordinated CareCascase Select plan$666Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
Coordinated CareCascase Select plan$666Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
First ChoiceAll Plans$2,079Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
First ChoiceAll Plans$2,079Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
First HealthCommercial$2,079Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
First HealthCommercial$2,079Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
HumanaCommercial$2,079Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
HumanaCommercial$2,079Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
Integrated Health PlanCommercial$2,079Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
Integrated Health PlanCommercial$2,079Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
KaiserCommercial$540Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
KaiserCommercial$540Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
Lifewise Health Plan of WAAlpine$666Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
Lifewise Health Plan of WAAlpine$666Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
Lifewise Health Plan of WAExchange$1,620Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
Lifewise Health Plan of WAExchange$1,620Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
MultiplanCommercial$2,079Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
MultiplanCommercial$2,079Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
PremeraCommercial$1,620Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
PremeraCommercial$1,620Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
RegenceCommercial$660Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
RegenceCommercial$660Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
United HealthcareCommercial$1,650Hospital’s feeMRI CHEST W/O & W/DYEotherOutpatient—
United HealthcareCommercial$1,650Hospital’s feeMRI CHEST W/O & W/DYEotherOutpatient—
United HealthcareCommercial$1,650Hospital’s feeMRI CHEST W/O & W/DYEotherOutpatient—
United HealthcareCommercial$1,650Hospital’s feeMRI CHEST W/O & W/DYEotherOutpatient—
United HealthcareCommercial$1,650Hospital’s feeMRI CHEST W/O & W/DYEotherOutpatient—
United HealthcareCommercial$1,650Hospital’s feeMRI CHEST W/O & W/DYEotherOutpatient—
United HealthcareCommercial$1,650Hospital’s feeMRI CHEST W/O & W/DYEotherOutpatient—
United HealthcareCommercial$1,650Hospital’s feeMRI CHEST W/O & W/DYEotherInpatient or outpatient—
United HealthcareCommercial$1,650Hospital’s feeCHEST W/WO CONTRASTotherInpatient or outpatient—
United HealthcareGEHA$1,650Hospital’s feeMRI CHEST W/O & W/DYEotherOutpatient—
United HealthcareGEHA$1,650Hospital’s feeMRI CHEST W/O & W/DYEotherOutpatient—
United HealthcareGEHA$1,650Hospital’s feeMRI CHEST W/O & W/DYEotherOutpatient—
United HealthcareGEHA$1,650Hospital’s feeMRI CHEST W/O & W/DYEotherOutpatient—
United HealthcareGEHA$1,650Hospital’s feeMRI CHEST W/O & W/DYEotherOutpatient—
United HealthcareGEHA$1,650Hospital’s feeMRI CHEST W/O & W/DYEotherOutpatient—
United HealthcareGEHA$1,650Hospital’s feeMRI CHEST W/O & W/DYEotherOutpatient—
United HealthcareGEHA$1,650Hospital’s feeMRI CHEST W/O & W/DYEotherInpatient or outpatient—
United HealthcareGEHA$1,650Hospital’s feeCHEST W/WO CONTRASTotherInpatient or outpatient—

Medicare Advantage 22 prices

Rate for a private Medicare Advantage plan. Applies only to members of that plan.

PayerPlanPricePart of the billHospital’s descriptionHow it’s setSettingSource date
AetnaMedicare Advantage$437Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
AetnaMedicare Advantage$437Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
HumanaMedicare Advantage$416Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
HumanaMedicare Advantage$416Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
KaiserMedicare Advantage$416Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
KaiserMedicare Advantage$416Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
Optum Care NetworkAARP Medicare OCN$425Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
Optum Care NetworkAARP Medicare OCN$425Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
Optum Care NetworkHumana Medicare OCN$425Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
Optum Care NetworkHumana Medicare OCN$425Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
Optum Care NetworkUHC Medicare OCN$425Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
Optum Care NetworkUHC Medicare OCN$425Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
PremeraMedicare Advantage$437Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
PremeraMedicare Advantage$437Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
RegenceMedicare Advantage$441Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
RegenceMedicare Advantage$441Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
United HealthcareAARP Medicare$437Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
United HealthcareAARP Medicare$437Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
United HealthcareMedicare Advantage$437Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
United HealthcareMedicare Advantage$437Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
WellcareMedicare Advantage$441Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
WellcareMedicare Advantage$441Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—

Medicaid managed care 6 prices

Rate for an Apple Health managed-care plan. Applies only to members of that plan.

PayerPlanPricePart of the billHospital’s descriptionHow it’s setSettingSource date
Coordinated CareMedicaid$341Hospital’s feeCHEST W/WO CONTRASTcase rateInpatient or outpatient—
Coordinated CareMedicaid$341Hospital’s feeMRI CHEST W/O & W/DYEcase rateInpatient or outpatient—
MolinaHealthy Options$326Hospital’s feeCHEST W/WO CONTRASTcase rateInpatient or outpatient—
MolinaHealthy Options$326Hospital’s feeMRI CHEST W/O & W/DYEcase rateInpatient or outpatient—
WellpointMedicaid$315Hospital’s feeCHEST W/WO CONTRASTcase rateInpatient or outpatient—
WellpointMedicaid$315Hospital’s feeMRI CHEST W/O & W/DYEcase rateInpatient or outpatient—

Other government program 6 prices

TRICARE, VA, Indian Health Service, workers' compensation, or another public program.

PayerPlanPricePart of the billHospital’s descriptionHow it’s setSettingSource date
Department of Labor and IndustriesAll Plans$438Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
Department of Labor and IndustriesAll Plans$438Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
TricareTriwest$416Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
TricareTriwest$416Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
USFHPAll Plans$416Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
USFHPAll Plans$416Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—

Unknown 6 prices

The source file doesn't say which population this rate applies to.

PayerPlanPricePart of the billHospital’s descriptionHow it’s setSettingSource date
Community Health Plan of WashingtonHealth Options$356Hospital’s feeMRI CHEST W/O & W/DYEcase rateInpatient or outpatient—
Community Health Plan of WashingtonHealth Options$356Hospital’s feeCHEST W/WO CONTRASTcase rateInpatient or outpatient—
United HealthcareHO$437Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
United HealthcareHO$437Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—
United HealthcareUBH Optum$416Hospital’s feeCHEST W/WO CONTRASTfee scheduleInpatient or outpatient—
United HealthcareUBH Optum$416Hospital’s feeMRI CHEST W/O & W/DYEfee scheduleInpatient or outpatient—

Doctors here who do this procedure

We don’t have doctor data for this procedure yet. CMS publishes what doctors bill Traditional Medicare by billing code, and no Washington doctor billed this one often enough for CMS to publish it (11 or more patients a year).

See a price that looks wrong? Tell us about it.